The Western Cape High Court has ordered insurance company Guardrisk to pay the business interruption claims of Cape restaurant Cafe Chameleon. The ruling has been welcomed by specialist public loss adjustment firm Insurance Claims Africa (ICA). “This is a significant win for the tourism and hospitality sector,” highlighted ICA CEO Ryan Woolley. “While there is no doubt that this is precedent setting, we expect the judgment to be appealed, so it is still long way from payment. Of critical importance, is the fact that Judge Andre le Grange rejected the insurers argument that the losses suffered by the claimant was [sic] due to the lockdown, and not the Covid-19 pandemic.”